AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON NOVEMBER 22, 2002
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. )
Clover Leaf Financial Corp.
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(Name of Issuer)
Common Stock ($.10 Par Value)
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(Title of Class of Securities)
18913V-10-9
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(CUSIP Number)
(Date of Event Which Requires Filing of this Statement)
November 20, 2002
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Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[ ] Rule 13d-1 (b)
|X| Rule 13d-1 (c)
[ ] Rule 13d-1 (d)
*The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act (however, see
the Notes).
CUSIP NO. 18913V-10-9
1 NAME OF REPORTING PERSONS
The Michael J. Dierberg Family Trust
IRS Identification No. of above
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) X
(b)
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
U.S.A.
5 SOLE VOTING POWER
NUMBER OF SHARES 14,353
BENEFICIALLY OWNED
BY EACH REPORTING 6 SHARED VOTING POWER
PERSON WITH 0
7 SOLE DISPOSITIVE POWER
14,353
8 SHARED DISPOSITIVE POWER
0
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
14,353
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.2%
12 TYPE OF REPORTING PERSON (See Instructions)
OO
CUSIP NO. 18913V-10-9
1 NAME OF REPORTING PERSONS
The James F. Dierberg II Family Trust
IRS Identification No. of above
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) X
(b)
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
U.S.A.
5 SOLE VOTING POWER
NUMBER OF SHARES 14,352
BENEFICIALLY OWNED
BY EACH REPORTING 6 SHARED VOTING POWER
PERSON WITH 0
7 SOLE DISPOSITIVE POWER
14,352
8 SHARED DISPOSITIVE POWER
0
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
14,352
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.2%
12 TYPE OF REPORTING PERSON (See Instructions)
OO
CUSIP NO. 18913V-10-9
1 NAME OF REPORTING PERSONS
The Ellen C. Dierberg Family Trust
IRS Identification No. of above
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(a) X
(b)
3 SEC USE ONLY
4 CITIZENSHIP OR PLACE OF ORGANIZATION
U.S.A.
5 SOLE VOTING POWER
NUMBER OF SHARES 14,352
BENEFICIALLY OWNED
BY EACH REPORTING 6 SHARED VOTING POWER
PERSON WITH 0
7 SOLE DISPOSITIVE POWER
14,352
8 SHARED DISPOSITIVE POWER
0
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
14,352
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
2.2%
12 TYPE OF REPORTING PERSON (See Instructions)
OO
ITEM 1 (A) NAME OF ISSUER:
Clover Leaf Financial Corp.
ITEM 1 (B) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
200 East Park Street, Edwardsville, Illinois 62025
ITEM 2 (A) NAME OF PERSON FILING:
The names of the persons filing this statement (the "Reporting
Persons") are The James F. Dierberg II Family Trust, The Michael J. Dierberg
Family Trust and the Ellen C. Dierberg Family Trust.
ITEM 2 (B) ADDRESS OF PRINCIPAL OFFICE:
The address of the principal office of each of the Reporting Persons is
135 North Meramec, Clayton, MO 63105.
ITEM 2 (C) CITIZENSHIP:
James F. Dierberg II, Michael J. Dierberg and Ellen C. Dierberg are
citizens of the United States of America.
ITEM 2 (D) TITLE OF CLASS OF SECURITIES:
This statement relates to Common Shares of the Issuer ("Shares").
ITEM 2 (E) CUSIP NUMBER: 18913V-10-9
ITEM 3 IF THIS STATEMENT IS FILED PURSUANT TO RULES 13D-1(B) OR 13D-2(B), CHECK
WHETHER THE PERSON FILING IS A:
(a) /__/ Broker or dealer registered under Section 15 of
the Exchange Act.
(b) /__/ Bank as defined in Section 3(a)(6) of the
Exchange Act.
(c) /__/ Insurance company as defined in Section 3(a)(19)
of the Exchange Act.
(d) /__/ Investment company registered under Section 8 of
the Investment Company Act.
(e) /__/ An investment adviser in accordance with Rule
13d-1(b)(1)(ii)(E).
(f) /__/ An employee benefit plan or endowment fund in
accordance with Rule 13d-1(b)(1)(ii)(F).
(g) /__/ A parent holding company or control person in
accordance with Rule 13d-1(b)(1)(ii)(G).
(h) /__/ A savings association as defined in Section 3(b)
of the Federal Deposit Insurance Act.
(i) /__/ A church plan that is excluded from the
definition of an investment company under Section
3(c)(14) of the Investment Company Act.
(j) /__/ Group, in accordance with Rule
13d-1(b)(1)(ii)(J).
ITEM 4 OWNERSHIP:
(a) (b) Amount beneficially owned and Percent of class:
The James F. Dierberg II Family Trust - 14,352 (2.2%)
The Michael J. Dierberg Family Trust - 14,353 (2.2%)
The Ellen C. Dierberg Family Trust - 14,352 (2.2%)
Each Reporting Person has the sole power to dispose or direct the disposition of
and the sole power to vote or direct the vote of his or her respective shares.
ITEM 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
This item is not applicable.
ITEM 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
No other persons have the right to receive or the power to direct the
receipt of dividends from, or the proceeds from the sale of, the Shares held by
the Reporting Person.
ITEM 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARIES WHICH ACQUIRED THE
SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY.
This item is not applicable.
ITEM 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF A GROUP.
See Exhibit B.
ITEM 9 NOTICE OF DISSOLUTION OF GROUP.
This item is not applicable.
ITEM 10 CERTIFICATION.
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not held for
the purpose of or with the effect of changing or influencing the control of the
issuer of the securities and were not acquired and are not held in connection
with or as a participant in any transaction having that purpose or effect.
SIGNATURES
After reasonable inquiry and to the best of my knowledge and belief,
the undersigned certifies that the information set forth in this statement is
true, complete and correct.
The James F. Dierberg II Family Trust
/s/ James F. Dierberg, II /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
The Michael J. Dierberg Family Trust
/s/ Michael J. Dierberg /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
The Ellen C. Dierberg Family Trust
/s/ Ellen C. Dierberg /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
Date: November 22, 2002
EXHIBIT A
Consent Agreement Pursuant to 17 C.F.R. 13d-1(k) (1)(iii)
Each of the undersigned hereby consents and agrees to the filing on
behalf of each of them of the foregoing joint statement on Schedule 13G pursuant
to 17 C.F.R. 13d-1(k)(1)(iii) with respect to his/her/its beneficial ownership
of the shares of the Issuer.
The James F. Dierberg II Family Trust
/s/ James F. Dierberg, II /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
The Michael J. Dierberg Family Trust
/s/ Michael J. Dierberg /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
The Ellen C. Dierberg Family Trust
/s/ Ellen C. Dierberg /s/ Mary W. Dierberg
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First Bank, Trustee Mary W. Dierberg, Trustee
Dated: November 22, 2002
EXHIBIT B
Response to Item 8: The members of the group are The James F. Dierberg II Family
Trust, The Michael J. Dierberg Family Trust and The Ellen C. Dierberg Family
Trust.