UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT,
                       PURSUANT TO SECTION 13 OR 15(d) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

                DATE OF REPORT (Date of Earliest Event Reported):
                     September 29, 2004 (September 28, 2004)

                             clickNsettle.com, Inc.
               (Exact Name of Registrant as Specified in Charter)

            Delaware                      0-21419                  25-2753988
 (State or Other Jurisdiction    (Commission File Number)     (I.R.S. Employer
       of Incorporation)                                     Identification No.)

                             1010 Northern Boulevard
                           Great Neck, New York 11021

               (Address of Principal Executive Offices) (Zip Code)

       Registrant's telephone number, including area code: (516) 829-4343



                         Index to Current Report on Form
                          8-K of clickNsettle.com, Inc.
                               September 29, 2004

Item                                                                       Page
----                                                                       ----

Item 2.02  Disclosure of Results of Operations and Financial Condition       3

Item 99.1  Exhibits                                                          3

           Signatures                                                        4


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Item 2.02. Disclosure of Results of Operations and Financial Condition

On September 28, 2004, clickNsettle.com, Inc. ("the Company") announced its
results for the quarter and year ended June 30, 2004. The announcement and
attachment are included in Exhibit 99.1.

                                  Exhibit List

Exhibit Number    Description
--------------    -----------

99.1              Press release announcing the Company's results for the quarter
                  and year ended June 30, 2004.


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                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report on Form 8-K to be signed on its behalf by
the undersigned, hereunto duly authorized.

                  clickNsettle.com, Inc.


                  By: /s/ Roy Israel

                  Name: Roy Israel
                  Title: Chief Executive Officer and President


                  By: /s/ Patricia Giuliani-Rheaume

                  Name:  Patricia Giuliani-Rheaume
                  Title: Chief Financial Officer and Vice President

Date: September 29, 2004


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