Issuer Free Writing Prospectus
Filed Pursuant to Rule 433
Registration Statement No. 333-190078
March 9, 2016
Huntington Bancshares Incorporated
3.15% Senior Notes Due March 14, 2021 (the “Notes”)
SUMMARY OF TERMS DATED MARCH 9, 2016
| Issuer |
Huntington Bancshares Incorporated | |
| Security |
3.15% Senior Notes Due 2021 | |
| Note Type |
Senior Notes | |
| Legal Format |
SEC Registered (Registration Statement No. 333-190078) | |
| Aggregate Principal Amount Offered |
$1,000,000,000 | |
| Minimum Denominations |
$2,000 | |
| Minimum Increments |
$1,000 | |
| Trade Date |
March 9, 2016 | |
| Settlement Date |
March 14, 2016 (T+3) | |
| Maturity Date |
March 14, 2021 | |
| Interest Payment Dates |
Each March 14 and September 14, commencing on September 14, 2016 | |
| Reference Benchmark |
UST 1.125% Notes, due February 28, 2021 | |
| Benchmark Yield |
1.393% | |
| Spread to Benchmark |
T+ 180 basis points | |
| Reoffer Yield |
3.193% | |
| Coupon |
3.150% | |
| Redemption Provision |
The Issuer may redeem the Notes, in whole or in part, on or after February 14, 2021, the date that is one month prior to the maturity date, at a redemption price equal to 100% of the principal amount of the Notes redeemed, plus accrued and unpaid interest thereon to the redemption date. | |
| Price to Investors |
99.803% of the face amount | |
| Underwriting Discount |
0.350% of the face amount | |
| Listing |
None | |
| Joint Book-Running Managers |
Goldman, Sachs & Co. Merrill Lynch, Pierce, Fenner & Smith Incorporated Morgan Stanley & Co. LLC The Huntington Investment Company | |
| CUSIP Number |
446150AJ3 | |
| ISIN Number |
US446150AJ36 |
The Issuer has filed a registration statement (File Number 333-190078) (including a prospectus and a preliminary prospectus supplement) with the Securities and Exchange Commission for the offering to which this communication relates. Before you invest, you should read the prospectus and the preliminary prospectus supplement related to that registration statement and other documents that the Issuer has filed with the Securities and Exchange Commission for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the website of the Securities and Exchange Commission at www.sec.gov. Copies of the prospectus, preliminary prospectus supplement and any subsequently filed prospectus supplement relating to the offering may be obtained from Goldman, Sachs & Co., Attn: Prospectus Department, 200 West Street, New York, NY 10282, telephone: 866-471-2526, facsimile: 212-902-9316, email: prospectus-ny@ny.email.gs.com, Merrill Lynch, Pierce, Fenner & Smith Incorporated, at (800) 294-1322 or dg.prospectus_requests@baml.com and Morgan Stanley & Co. LLC, telephone: 866-718-1649.
Any disclaimer or other notice that may appear below is not applicable to this communication and should be disregarded. Such disclaimer or notice was automatically generated as a result of this communication being sent by Bloomberg or another email system.