FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person *   Bennett Jonathan R 2. Date of Event Requiring Statement (Month/Day/Year) 02/16/2009 3. Issuer Name and Ticker or Trading Symbol HARTFORD FINANCIAL SERVICES GROUP INC/DE [HIG] (Last) (First) (Middle) ONE HARTFORD PLAZA 4. Relationship of Reporting Person(s) to Issuer (Check all applicable) _____ Director _____ 10% Owner __X__ Officer (give title below) _____ Other (specify below) Executive Vice President 5. If Amendment, Date Original Filed(Month/Day/Year) (Street) HARTFORD, CT 06155 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Beneficially Owned

1.Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5) Restricted Stock Units 4,074.396 D   Restricted Stock 2,933 D   Common Stock 8,693.23 D Â

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.			SEC 1473 (7-02)
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Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option	  (1)	02/21/2012	Common Stock	4,080	$ 65.85	D	Â
Stock Option	  (2)	02/18/2014	Common Stock	3,983	$ 65.99	D	Â
Stock Option	  (3)	02/15/2016	Common Stock	3,440	$ 83	D	Â
Stock Option	  (4)	02/27/2017	Common Stock	3,662	$ 93.69	D	Â
Stock Option	  (5)	07/30/2017	Common Stock	1,590	$ 92.69	D	Â
Stock Option	  (6)	02/26/2018	Common Stock	6,975	$ 74.88	D	Â

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
Bennett Jonathan R ONE HARTFORD PLAZA HARTFORD, CT 06155	Â	Â	  Executive Vice President	Â

Signatures

/s/ Amanda Grabowski Aquino, by POA for Jonathan R. Bennett dated February 24, 2009.		02/26/2009
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 5(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1)	The option became fully exercisable on February 21, 2005, the third anniversary of the grant date.
(2)	The option became fully exercisable on February 18, 2007, the third anniversary of the grant date.
(3)	The option became fully exercisable on February 15, 2009, the third anniversary of the grant date.
(4)	One-third of the option became exercisable on February 27, 2008, an additional one-third of the option will become exercisable on February 27, 2009 and the remaining one-third of the option will become exercisable on February 27, 2010, the third anniversary of the grant date.
(5)	One-third of the option became exercisable on July 30, 2008, an additional one-third of the option will become exercisable on July 30, 2009 and the remaining one-third of the option will become exercisable on July 30, 2010, the third anniversary of the grant date.
(6)	One-third of the option became exercisable on February 26, 2009, an additional one-third of the option will become exercisable on February 26, 2010 and the remaining one-third of the option will become exercisable on February 26, 2011, the third anniversary of the grant date.

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