SECURITIES AND EXCHANGE COMMISSION

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549


FORM 8-K

CURRENT REPORT


PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934


DATE OF REPORT (Date of earliest event reported) October 22, 2003



 

AFLAC INCORPORATED

  

 

(Exact name of Registrant as specified in its charter)

  

Commission File No. 1-7434


GEORGIA

  

58-1167100

(State or other jurisdiction of incorporation)

  

(I.R.S. Employer Identification No.)
     

1932 Wynnton Road, Columbus, Georgia

  

31999

(Address of principal executive offices)

  

(Zip Code)

706-323-3431

(Registrant's telephone number, including area code)
 
 

(Former name, former address and former fiscal year, if changed since last report)

 

 

ITEM 9.  REGULATION FD DISCLOSURE

ITEM 12.  RESULTS OF OPERATIONS AND FINANCIAL CONDITION

     AFLAC Incorporated is providing its Third Quarter Report to Shareholders dated October 22, 2003 herein as Exhibit 99 for reporting under Items 9 and 12.

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SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

AFLAC INCORPORATED
     
     

/s/ Ralph A. Rogers, Jr.

  

    October 22, 2003

     (Ralph A. Rogers, Jr.)

    

Senior Vice President, Financial Services

    

Chief Accounting Officer

    
     
     

 

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EXHIBITS FILED WITH CURRENT FORM 8-K:

          99 - Third Quarter Report to Shareholders of AFLAC Incorporated dated October 22, 2003.

 

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