UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2008
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Macatawa Bank Corporation
Address: 10753 Macatawa Drive
Holland, MI 49424
Form 13F File Number: 28-13033
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of the Reporting Manager:
Name: Nadine Terpstra
Title: Vice President-Trust Operations Manager
Phone: 616-820-1444
Signature, Place, and Date of Signing:
/s/ Nadine Terpstra Holland, MI 9/15/2008
[Signature] [City, State] [Date]
Nadine Terpstra
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting
manager are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for
this reporting manager are reported in this report and a portion are
reported by other reporting manager(s).)
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 86
Form 13F Information Table Value Total: $143,651
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
No. Form 13F File # Name
01 28-13155 Macatawa Bank
FORM 13F INFORMATION TABLE
Voting Authority
----------------
Title of Value Shares/ Sh/ Put/ Invstmt Other
Name of Issuer class CUSIP (x$1000) Prn Amt Prn Call Dscretn Managers Sole Shared None
----------------------------- --------- ----- -------- ------- --- --- ------- -------- ---- ------ ----
AMERICAN CAPITAL STRATEGIES LTD COM COM 024937104 577 16900 SH DEFINED 01 16900
APPLE COMPUTER INC COM COM 037833100 709 4942 SH DEFINED 01 2435 2507
AUTODESK INC COM COM 052769106 1184 37606 SH DEFINED 01 20585 17021
BB&T CORP COM 054937107 261 8150 SH DEFINED 01 8150
BP AMOCO PLC SPONSORED ADR FOR 055622104 642 10592 SH DEFINED 01 10544 48
BANK OF AMERICA CORP NEW COM COM 060505104 2171 57243 SH DEFINED 01 42425 14818
BANK OF FLORIDA CORP COM COM 062128103 181 18000 SH DEFINED 01 18000
BERKSHIRE HATHAWAY INC CL B COM 084670207 367 82 SH DEFINED 01 82
BRISTOL MYERS SQUIBB CO COM 110122108 290 13634 SH DEFINED 01 13634
CASCADE BANCORP INC COM COM 147154108 147 15400 SH DEFINED 01 15400
CITIGROUP INC COM 172967101 288 13434 SH DEFINED 01 13264 170
COACH INC COM COM 189754104 1036 34347 SH DEFINED 01 20562 13785
COBIZ INC COM COM 190897108 260 20000 SH DEFINED 01 20000
COGNIZANT TECH SOLUTIONS CORP CL A COM 192446102 1821 63145 SH DEFINED 01 35220 27925
COOPERATIVE BANKSHARES INC COM COM 216844100 218 20000 SH DEFINED 01 20000
CRESCENT FINANCIAL CORP COM COM 225744101 318 38250 SH DEFINED 01 38250
DANAHER CORP DEL COM COM 235851102 1906 25070 SH DEFINED 01 15650 9420
DEUTSCHE TELEKOM AG SPONSORED ADR FOR 251566105 238 14350 SH DEFINED 01 14350
ENERGY CONVERSN DEVICE COM COM 292659109 218 7280 SH DEFINED 01 7280
ENTERPRISE FINANCIAL SERVICES COM COM 293712105 425 17000 SH DEFINED 01 17000
FEDERATED KAUFMANN FUND CLASS EFT 314172644 68 12641 SH DEFINED 01 12641
FIFTH THIRD BANCORP COM 316773100 259 12396 SH DEFINED 01 12396
FISERV INC COM 337738108 3396 70606 SH DEFINED 01 46144 24462
GATEWAY FINANCIAL HOLDING INC COM COM 368140109 392 37000 SH DEFINED 01 37000
GENERAL ELECTRIC CO COM 369604103 3846 103913 SH DEFINED 01 75743 28170
GENTEX CORP COM 371901109 338 19729 SH DEFINED 01 18229 1500
HUNTINGTON BANCSHARES INC COM 446150104 2286 212615 SH DEFINED 01 212371 244
JOHNSON & JOHNSON COM 478160104 3259 50233 SH DEFINED 01 33083 17150
KIMBERLY CLARK COM 494368103 265 4100 SH DEFINED 01 4100
LAKELAND FINL CORP COM COM 511656100 464 20500 SH DEFINED 01 20500
LLOYDS TSB GROUP PLC SPONSORED ADR COM 539439109 246 6850 SH DEFINED 01 6850
LOWES COS INC COM 548661107 1914 83424 SH DEFINED 01 54084 29340
MACATAWA BANK CORP COM 554225102 18715 1797812 SH DEFINED 01 947026 850786
METAVANTE HOLDING CO COM COM 591407101 273 13666 SH DEFINED 01 13666
MORNINGSTAR INC COM 617700109 2454 40004 SH DEFINED 01 29934 10070
NATIONAL CITY CORP COM 635405103 225 22661 SH DEFINED 01 22661
PEPSICO INC COM 713448108 2237 30985 SH DEFINED 01 20035 10950
PFIZER INC COM 717081103 13690 654100 SH DEFINED 01 654100
PREMIERWEST BANCORP COM COM 740921101 271 27000 SH DEFINED 01 27000
PROCTER & GAMBLE CO COM 742718109 2328 33214 SH DEFINED 01 21304 11910
PRIVATE BANCORP INC COM COM 742962103 400 12700 SH DEFINED 01 12700
PULASKI FINANCIAL CORP COM COM 745548107 316 29000 SH DEFINED 01 29000
REYNOLDS AMERICAN INC COM COM 761713106 334 5660 SH DEFINED 01 5660
RIVERVIEW BANCORP INC COM COM 769397100 176 17600 SH DEFINED 01 17600
SEI INVESTMENTS CO COM COM 784117103 1958 79305 SH DEFINED 01 52830 26475
SCHLUMBERGER LTD COM COM 806857108 2906 33408 SH DEFINED 01 20783 12625
STATE STREET CORP COM 857477103 340 4300 SH DEFINED 01 4300
STERICYCLE INC COM COM 858912108 2606 50594 SH DEFINED 01 32289 18305
STRYKER CORP COM 863667101 10115 155494 SH DEFINED 01 140739 14755
TEVA PHARMACEUTICAL INDS LTD ADR FOR 881624209 3475 75245 SH DEFINED 01 46680 28565
TEXTRON INC COM 883203101 562 10155 SH DEFINED 01 4820 5335
TOWER FINANCIAL CORP COM 891769101 1054 96140 SH DEFINED 01 65049 31091
UST INC COMMON STOCK COM 902911106 255 4679 SH DEFINED 01 4679
US BANCORP DEL COM NEW COM 902973304 451 13935 SH DEFINED 01 13750 185
UNITED TECHNOLOGIES CORP COM 913017109 637 9248 SH DEFINED 01 5213 4035
VANGUARD INDEX FDS MID CAP VIP ETF 922908629 2319 34196 SH DEFINED 01 23167 11029
WALGREEN CO COM 931422109 2585 67849 SH DEFINED 01 40744 27105
WELLS FARGO & CO COM 949746101 2833 97383 SH DEFINED 01 64682 32701
AT & T INC COM COM 00206R102 2422 63248 SH DEFINED 01 44348 18900
ADOBE SYS INC COM COM 00724F101 1617 45419 SH DEFINED 01 25540 19879
ALLSCRIPTS HEALTHCARE SOLUTIONS COM 01988P108 929 90055 SH DEFINED 01 49525 40530
ALTRIA GROUP INC COM COM 02209S103 218 9818 SH DEFINED 01 9818
BANNER CORPORATION COM COM 06652V109 230 10000 SH DEFINED 01 10000
BLACKROCK INC COMMON STOCK COM 09247X101 327 1600 SH DEFINED 01 1600
CME GROUP INC COM COM 12572Q105 352 750 SH DEFINED 01 750
CISCO SYSTEMS INC COM 17275R102 3700 153583 SH DEFINED 01 90957 62626
CITIZENS COMMUNICATIONS CO INC COM 17453B101 128 12200 SH DEFINED 01 12200
DEARBORN BANCORP INC CAP COM 24242R108 238 31311 SH DEFINED 01 31311
ENI SPA ADR FOR 26874R108 290 4252 SH DEFINED 01 4252
EXXON MOBIL CORP COM COM 30231G102 4758 56265 SH DEFINED 01 41520 14745
FIRSTBANK CORP COM 33761G104 195 14586 SH DEFINED 01 14586
GOOGLE INC COM COM 38259P508 1319 2996 SH DEFINED 01 1495 1501
HEARTLAND PAYMENT SYSTEM INC COM COM 42235N108 345 15000 SH DEFINED 01 15000
INTERCONTINENTALEXCHANGE INC COM 45865V100 378 2900 SH DEFINED 01 2900
INTUITIVE SURGICAL INC COM COM 46120E602 1599 4929 SH DEFINED 01 2009 2920
MB FINANCIAL INC NEW COM COM 55264U108 471 15300 SH DEFINED 01 15300
MONSANTO CO NEW COM COM 61166W101 13585 121840 SH DEFINED 01 121840
PINNACLE FINANCIAL PARTNERS INC COM 72346Q104 545 21300 SH DEFINED 01 21300
POWERSHARES ETF TRUST WNDRHLL COM 73935X500 1718 87638 SH DEFINED 01 45603 42035
POWERSHARES ETF TRUST DYN BIOT COM 73935X856 1394 83107 SH DEFINED 01 44737 38370
T ROWE PRICE GROUP INC COM COM 74144T108 243 4850 SH DEFINED 01 3960 890
VERIZON COMMUNICATIONS INC COM 92343V104 353 9694 SH DEFINED 01 9494 200
WASTE MANAGEMENT INC COM 94106L109 536 15970 SH DEFINED 01 15970
WINDSTREAM CORPORATION COM COM 97381W104 226 18888 SH DEFINED 01 18888
WINTRUST FINANCIAL CORP COM COM 97650W108 284 8122 SH DEFINED 01 8122
XTO ENERGY INC COM 98385X106 1747 28236 SH DEFINED 01 16958 11278
REPORT SUMMARY 86 DATA RECORDS 143,651 1 OTHER MANAGERS ON WHOSE BEHALF REPORT IS FILED