e424b2
PROSPECTUS SUPPLEMENT   Filed Pursuant to Rule 424(b)(2)
(To Prospectus Dated October 21, 2010)   Registration No. 333-170070
FNB FINANCIAL SERVICES, LP
$350,000,000
SUBORDINATED TERM NOTES AND DAILY NOTES
Pursuant to the prospectus, FNB Financial Services, LP is offering up to Three Hundred Fifty Million Dollars ($350,000,000) aggregate principal amount of its nonnegotiable subordinated term, daily and special daily notes (the “New Notes”), which are fully and unconditionally guaranteed by F.N.B. Corporation, (the “Company”). Renewals of Notes issued by the Company prior to 2005 and still outstanding carry the same interest rates as their corollary New Notes.
The following annual interest rates are applicable to both New Notes
and Outstanding Notes effective MARCH 1, 2011.
                 
    ANNUAL   ANNUAL
    INTEREST   PERCENTAGE
    RATE   YIELD
 
               
Subordinated Daily Notes
    1.40 %     1.41 %
 
               
Subordinated Special Daily Notes
MINIMUM BALANCE $25,000.00
    1.90 %     1.91 %
 
               
Subordinated JUMBO Daily Notes
MINIMUM BALANCE $100,000.00
    2.15 %     2.17 %
 
               
Subordinated Term Notes
               
3 Month
    1.80 %     1.81 %
6 Month
    1.90 %     1.91 %
9 Month
    2.00 %     2.02 %
12 Month
    2.15 %     2.17 %
15 Month
    2.25 %     2.27 %
18 Month
    2.40 %     2.42 %
21 Month
    N/A       N/A  
24 Month
    2.65 %     2.68 %
27 Month
    2.80 %     2.83 %
30 Month
    3.00 %     3.03 %
36 Month
    3.25 %     3.29 %
48 Month
    3.50 %     3.55 %
60 Month SPECIAL
    4.00 %     4.06 %
84 Month
    4.50 %     4.58 %
120 Month
    4.50 %     4.58 %
This Prospectus Supplement is dated MARCH 1, 2011.