SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): June 1, 2004
Commission File Number: 0-49677
WEST BANCORPORATION, INC.
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(Exact name of Registrant as specified in its charter)
Iowa 42-1230603
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(State of Incorporation) (I.R.S. Employer Indentification No.)
1601 22nd Street, West Des Moines, Iowa 50266
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(Address of principal executive offices)
Registrant's telephone number: 515-222-2300
Item 7. Financial Statements and Exhibits
(c) Exhibits
99.1 West Bancorporation, Inc.'s presentation at the Howe Barnes
Investments, Inc. Community Bank Conference on June 1, 2004.
Item 9. Regulation FD Disclosure
On June 1, 2004, West Bancorporation, Inc. gave a presentation at the
Howe Barnes Investments, Inc. Community Bank Conference. A copy of the
presentation reviewed during the conference is hereby furnished and is attached
as Exhibit 99.1 and is incorporated herein by reference.
The information contained in this presentation and other financial
reports may contain forward-looking statements about the Company's growth and
acquisition strategies, new products and services, and future financial
performance, including earnings and dividends per share, return on average
assets, return on average equity, efficiency ratio and capital ratio. Certain
statements in the presentation constitute "forward-looking statements" within
the meaning of the Private Securities Litigation Reform Act of 1995. Such
forward-looking information is based upon certain underlying assumptions, risks
and uncertainties. Because of the possibility of change in the underlying
assumptions, actual results could differ materially from these forward-looking
statements. Risks and uncertainties that may affect future results include:
competitive pressures, pricing pressures on loans and deposits, actions of bank
and non-bank competitors, changes in local and national economic conditions,
changes in regulatory requirements, actions of the Securities and Exchange
Commission and/or the Federal Reserve Board, and customer's acceptance of the
Company's products and services. The Company undertakes no obligation to revise
or update such statements to reflect current events or circumstances after the
date hereof or to reflect the occurrence of unanticipated events.
SIGNATURES
Pursuant to the requirements of Section 12 of the Securities Exchange
Act of 1934, West Bancorporation, Inc. has caused this Report to be signed on
its behalf by the undersigned hereunto duly authorized.
West Bancorporation, Inc.
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(Registrant)
June 1, 2004 By: /s/ Douglas R. Gulling
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Dated Douglas R. Gulling
Chief Financial Officer
EXHIBIT INDEX
The following exhibit is furnished herewith:
Exhibit No. Description
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99.1 West Bancorporation, Inc.'s presentation at the Howe Barnes
Investments, Inc. Community Bank Conference on June 1, 2004