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Thinking of Making Home Renovations or Repairs?

iQuanti: Home renovations and repairs have taken center stage over the last three years as more remote workers spend longer hours at home. Whether you have repairs, remodels or minor improvements on your mind, home renovations can be a costly prospect. It may be important to do some research before you take on a project not only to reduce costs but also to ensure that you're happy with the result. Here are a few things to keep in mind while taking on home repairs or renovations:  

Set a realistic budget 

One of the most important things to consider before starting a home renovation is your budget. There are a lot of ways to save money during a home renovation, but it all starts with knowing how much you're willing to spend. If you're thinking about funding sources, you may want to think through options like using your savings, borrowing against your home equity, getting a personal loan, or even borrowing against the cash value of your whole life insurance policy or universal life insurance policy.  

Get multiple quotes 

Another important thing to consider before starting a home renovation is getting multiple quotes from contractors. This will help you get an idea of how much your project will cost and allow you to compare prices. Remember that the lowest quote isn't necessarily the best option, so be sure to compare all aspects of each quote before making a decision. 

Choose the right contractor 

Choosing the right contractor is another crucial step in planning a successful home renovation. Be sure to do your research and choose a contractor with experience in the type of work you need done. Talk to the contractor and make sure you can communicate effectively and that they understand your vision for the project. If possible, look for photos or videos of their previous work and seek out references, reviews or testimonials online before hiring anyone.  

Create a schedule 

Once you've chosen your contractor, it's important to understand the schedule. Knowing what's supposed to be happening and when can help keep the project on track and ensure that everything is completed on time. If you have more than one contractor working on different aspects of your project, then coordination is essential. You may want to ensure that you block time for each of them to work on their projects, especially if their tasks can't be completed simultaneously. Home renovation projects may become more expensive the longer they take, so delays can impact your budget.  

Have realistic expectations 

It's important to have realistic expectations when renovating your home. Things will inevitably go wrong during the process, so try to be prepared for them. Delays may happen, and you may find that your home can't accommodate some of the features you wanted. Just remember to stay flexible and remember to look forward to that brand-new kitchen, bathroom, or living room.  

The primary purpose of permanent life insurance is to provide a death benefit. Using permanent life insurance accumulated value to supplement retirement income will reduce the death benefit and may affect other aspects of the policy. 

Contact Information:
Keyonda Goosby
Public Relations Specialist
keyonda.goosby@iquanti.com
(201) 633-2125


Original Source: Thinking of Making Home Renovations or Repairs?
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