After a year of caution that first-year retirees should withdraw less than the standard 4% in 2022 to keep their retirement income plan on track, things may return closer to normal in 2023 according to the latest findings from Morningstar. It was a challenging and painful year for retirement portfolios. Equities and bonds both sank, [...] The post The 4% Rule for Retirement Returns in 2023 appeared first on ETF Trends .