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Elmer Bancorp, Inc. Announces Special Cash Dividend

ELMER BANCORP, INC. (“Elmer Bancorp” or the “Company”) (OTC Pink: ELMA), parent company of The First National Bank of Elmer (the “Bank”), announced that the Board of Directors declared a special one-time cash dividend on February 1, 2024 in the amount of $0.10 per common share, payable on March 1, 2024 to shareholders of record as of the close of business on February 15, 2024.

Brian W. Jones, President and CEO of the Company stated, “In recognition of our record earnings in 2023, the Board of Directors has elected to declare a special one-time dividend. It gives us great pleasure to be able to reward our shareholders and thank them for their loyalty. We would also like to thank our customers and dedicated employees for another great year.”

The First National Bank of Elmer, a nationally chartered bank headquartered in Elmer, New Jersey, has a long history of serving the community since its beginnings in 1903. We are a community bank focused on providing deposit and loan products to retail customers and to small and mid-sized businesses from our six full-service branch offices located in Cumberland, Gloucester and Salem Counties, New Jersey, including our main office located at 10 South Main Street in Elmer, New Jersey. Deposits at The First National Bank of Elmer are insured up to the legal maximum amount by the Federal Deposit Insurance Corporation (FDIC).

Contacts

Cynthia L. Volk

Senior Vice President

Chief Financial Officer

856-358-7000

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